The World Bank Implementation Status & Results Report Payments Automation and Integration of Salaries in Afghanistan (PAISA) (P168266) Payments Automation and Integration of Salaries in Afghanistan (PAISA) (P168266) SOUTH ASIA | Afghanistan | Finance, Competitiveness and Innovation Global Practice | IBRD/IDA | Investment Project Financing | FY 2019 | Seq No: 1 | ARCHIVED on 28-Oct-2019 | ISR38421 | Implementing Agencies: Islamic Republic of Afghanistan, Ministry of Finance, Da Afghanistan Bank Key Dates Key Project Dates Bank Approval Date: 25-Apr-2019 Effectiveness Date: 25-Sep-2019 Planned Mid Term Review Date: 01-Feb-2022 Actual Mid-Term Review Date: Original Closing Date: 31-Oct-2024 Revised Closing Date: 31-Oct-2024 pdoTable Project Development Objectives Project Development Objective (from Project Appraisal Document) The PDO is to support the development of digital government-to-person payments in Afghanistan. Has the Project Development Objective been changed since Board Approval of the Project Objective? No Components Table Name Component 1: Biometric identification system for civil servants and pensioners:(Cost $9.00 M) Component 2: Integration of the Identification, Verification and Payment Systems:(Cost $14.00 M) Component 3: Expansion of financial services and access points:(Cost $18.00 M) Component 4: Project management:(Cost $4.00 M) Overall Ratings Name Previous Rating Current Rating Progress towards achievement of PDO -- Satisfactory Overall Implementation Progress (IP) -- Satisfactory Overall Risk Rating -- High Implementation Status and Key Decisions Thanks to strong commitment from the Project’s implementing partners to fulfil the effectiveness conditions, the Project was declared effective on September 25, 2019. Key planned activities will now be initiated. During the upcoming six months, the project will support amongst others (i) the development towards the establishment of a robust legal and regulatory framework for identification systems; and (ii) the finalization of the financial access point expansion strategy. 10/28/2019 Page 1 of 7 The World Bank Implementation Status & Results Report Payments Automation and Integration of Salaries in Afghanistan (PAISA) (P168266) Risks Systematic Operations Risk-rating Tool Risk Category Rating at Approval Previous Rating Current Rating Political and Governance High -- High Macroeconomic High -- High Sector Strategies and Policies High -- High Technical Design of Project or Program High -- High Institutional Capacity for Implementation and Sustainability High -- High Fiduciary Substantial -- Substantial Environment and Social Low -- Low Stakeholders High -- High Other Substantial -- -- Overall High -- High Results PDO Indicators by Objectives / Outcomes Unique identification of civil servants and pensioners for G2P payment purpose IN00739809 ►Percentage of civil servants and pensioners biometrically-registered and issued a unique identifier for payment purposes (Percentage, Custom) Baseline Actual (Previous) Actual (Current) End Target Value 0.00 -- 0.00 95.00 Date 01-Dec-2018 -- 25-Sep-2019 31-Oct-2024 This is the percentage of civil servants and pensioners who are biometrically-registered and received a unique identification number issued through NSIA and to be used for payment purposes. Comments: No change in value - relevant activities have not started. IN00739811 Percentage of female civil servants and pensioners biometrically registered (Percentage, Custom Breakdown) Baseline Actual (Previous) Actual (Current) End Target Value 0.00 -- 0.00 95.00 Date 01-Dec-2018 -- 25-Sep-2019 31-Oct-2024 Increased efficiency in government payments IN00739810 10/28/2019 Page 2 of 7 The World Bank Implementation Status & Results Report Payments Automation and Integration of Salaries in Afghanistan (PAISA) (P168266) ►Percentage of civil servants and pensioners who received government payments through electronic channels (Percentage, Custom) Baseline Actual (Previous) Actual (Current) End Target Value 60.00 -- 60.00 80.00 Date 01-Dec-2018 -- 25-Sep-2019 31-Oct-2024 This is indicator will calculate the percentage of civil servants and pensioners receiving payments through electronic means including banks accounts as well as mobile wallets. This indicator will be disaggregated by gender. Comments: No change in value - relevant activities have not started, IN00739812 Percentage of female civil servants and pensioners who receive government payments through electronic channels (Percentage, Custom Breakdown) Baseline Actual (Previous) Actual (Current) End Target Value 0.00 -- 0.00 80.00 Date 01-Dec-2018 -- 25-Sep-2019 31-Oct-2024 Increased capacity for digital payments IN00739808 ►Number of financial access points (Number, Custom) Baseline Actual (Previous) Actual (Current) End Target Value 2,890.00 -- 2,890.00 3,500.00 Date 30-Sep-2018 -- 25-Sep-2019 31-Oct-2024 No change in value - data not updated yet. The term " financial access points" is meant as the sum of: (1) the number of branches of commercial banks and licensed Electronic Money Institutions; (2) the number of active agents of licensed financial Comments: institutions; (3) the number of in-service ATMs of commercial banks; and (4) the number of POS terminals accepting electronic payments. Once MFIs connect to APS, their branches will be included. Intermediate Results Indicators by Components 1. Biometric identification system for civil servants and pensioners IN00739813 ►Unified biometric identification system for civil servants and pensions is developed and rolled-out (Text, Custom) Baseline Actual (Previous) Actual (Current) End Target Value No -- No Yes Date 01-Dec-2018 -- 25-Sep-2019 31-Oct-2024 This indicator is meant to follow up on the progress towards setting up a national unified platform for biometric identification. Comments: No change in value - relevant activities have not started. IN00739817 10/28/2019 Page 3 of 7 The World Bank Implementation Status & Results Report Payments Automation and Integration of Salaries in Afghanistan (PAISA) (P168266) ►Legal and regulatory framework established, including for data protection (Text, Custom) Baseline Actual (Previous) Actual (Current) End Target A comprehensive legal Value Inadequate -- Inadequate framework has been enacted Date 01-Mar-2019 -- 25-Sep-2019 31-Oct-2021 No change in value - relevant activities have not started, A comprehensive legal framework - that sets out the purposes of the ID system, defines the role, duties, governance and independence of the NSIA, sets out the scope of personal data to be collected, Comments: establishes appropriate data protection and privacy rights (assuming no general data protection and privacy framework is enacted), creates a mandate for technology and vendor neutrality, and is harmonized with existing legal instruments will be developed. 2. Integration of the Identification, Verification and Payment Systems IN00739814 ►Percentage of LMAs that are able to process payments electronically (Percentage, Custom) Baseline Actual (Previous) Actual (Current) End Target Value 0.00 -- 0.00 70.00 Date 01-Dec-2018 -- 25-Sep-2019 31-Oct-2024 This indicator will report on the progress towards the integration of the HRMIS, AFMIS and APS systems Comments: No change in value - relevant activities have not started IN00739818 ►Integration of AFMIS and HRMIS (Text, Custom) Baseline Actual (Previous) Actual (Current) End Target Value no -- no yes Date 01-Dec-2018 -- 25-Sep-2019 31-Oct-2024 No change in value - relevant activities have not started Comments: 3. Expansion of financial services and access points IN00739815 ►Percentage of civil servants that are active users of digital payments (Percentage, Custom) Baseline Actual (Previous) Actual (Current) End Target Value 0.00 -- 0.00 5.00 Date 01-Dec-2018 -- 25-Sep-2019 31-Oct-2024 No change in value - relevant activities have not started This indicator measures the percentage of civil servants that have used digital payments at least once over a 12-month period. Digital payments will include but not be limited to: transactions via card, mobile Comments: and other digital platforms. Through a series of surveys, this indicator will monitor usage of digital payments. This indicator tracks the adoption of digital payments, and monitors digital transactions. IN00739819 10/28/2019 Page 4 of 7 The World Bank Implementation Status & Results Report Payments Automation and Integration of Salaries in Afghanistan (PAISA) (P168266) Percentage of female civil servants that use digital payments (Percentage, Custom Breakdown) Baseline Actual (Previous) Actual (Current) End Target Value 0.00 -- 0.00 5.00 Date 01-Dec-2018 -- 25-Sep-2019 31-Oct-2024 IN00739821 ►Number of agents of licensed financial institutions (Number, Custom) Baseline Actual (Previous) Actual (Current) End Target Value 1,879.00 -- 1,879.00 2,500.00 Date 30-Sep-2018 -- 25-Sep-2019 31-Oct-2024 The number of active agents of licensed financial institutions offering, at the minimum, cash-in and cash- out services Comments: No change in value - updated data not yet available ; and relevant activities have not started IN00739824 Number of female agents (Number, Custom Breakdown) Baseline Actual (Previous) Actual (Current) End Target Value 180.00 -- 180.00 250.00 Date 30-Sep-2018 -- 25-Sep-2019 31-Oct-2024 4. Project Management IN00739816 ►Percentage of civil servants and beneficiaries that are satisfied with the level of service (Percentage, Custom) Baseline Actual (Previous) Actual (Current) End Target Value 0.00 -- 0.00 75.00 Date 01-Dec-2018 -- 25-Sep-2019 31-Oct-2024 No change in value - relevant activities have not started Comments: Percentage of civil servants and beneficiaries that are satisfied with the level of service IN00739820 Women only - Satisfaction with level of service (Percentage, Custom Breakdown) Baseline Actual (Previous) Actual (Current) End Target Value 0.00 -- 0.00 75.00 Date 01-Dec-2018 -- 25-Sep-2019 31-Oct-2024 IN00739822 ►Grievances addressed within stipulated time (Percentage, Custom) Baseline Actual (Previous) Actual (Current) End Target Value 0.00 -- 0.00 80.00 Date 01-Dec-2018 -- 25-Sep-2019 31-Oct-2024 10/28/2019 Page 5 of 7 The World Bank Implementation Status & Results Report Payments Automation and Integration of Salaries in Afghanistan (PAISA) (P168266) This indicator measures effectiveness of citizen feedback mechanisms established under the Project. It Comments: measures the percentage of cases (including complaints and inquiries) that are addressed as per the IN00739823 standards agreed upon in the GRM procedures. Women only - Grievances addressed within stipulated time (Percentage, Custom Breakdown) Baseline Actual (Previous) Actual (Current) End Target Value 0.00 -- 0.00 80.00 Date 01-Dec-2018 -- 25-Sep-2019 31-Oct-2024 Data on Financial Performance Disbursements (by loan) Project Loan/Credit/TF Status Currency Original Revised Cancelled Disbursed Undisbursed % Disbursed P168266 IDA-D4530 Effective USD 10.00 10.00 0.00 0.00 9.83 0% P168266 TF-B0027 Effective USD 35.00 35.00 0.00 0.00 35.00 0% Key Dates (by loan) Project Loan/Credit/TF Status Approval Date Signing Date Effectiveness Date Orig. Closing Date Rev. Closing Date P168266 IDA-D4530 Effective 25-Apr-2019 01-Jul-2019 25-Sep-2019 31-Oct-2024 31-Oct-2024 P168266 TF-B0027 Effective 25-Apr-2019 01-Jul-2019 25-Sep-2019 31-Oct-2024 31-Oct-2024 Cumulative Disbursements 10/28/2019 Page 6 of 7 The World Bank Implementation Status & Results Report Payments Automation and Integration of Salaries in Afghanistan (PAISA) (P168266) Restructuring History There has been no restructuring to date. Related Project(s) There are no related projects. 10/28/2019 Page 7 of 7