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Microfinance consensus guidelines : developing deposit services for the poor (anglais)

Access to deposit services can enable the poor to better manage emergencies; smooth consumption; meet expected demands for large sums of cash, such as school fees; and take advantage of investment opportunities. In some cases, credit can also serve these purposes. In other situations, particularly because the irregular income stream of poor clients often prohibits them from assuming loans with fixed regular payments, deposit services can play a critical...
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