This brief concerns the Kredit Umum Pedesan (KUPEDES), which is aimed at transforming banks into self-sustaining full-service financial units. A recent audit draws two major lessons from the KUPEDES experience. First, it is possible to create a microlending program that serves the poor and is profitable and self-sustaining. Second, developing a savings instrument for the poor is at least as important as providing them with loans. The audit highlights...
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INFORMATION
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1996/06/01
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Fiche
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28673
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1
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1
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2010/07/01
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KUPEDES : Indonesia's model small credit program
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village bank
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