Using bank-level data for 80 countries in the year's 1988-95, this article shows that differences in interest margins and bank profitability reflect a variety of determinants: bank characteristics, macroeconomic conditions, explicit and implicit bank taxation, deposit insurance regulation, overall financial structure, and underlying legal and institutional indicators. A larger ratio of bank assets to gross domestic product and a lower market concentration...
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INFORMATION
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1999/05/01
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Article de revue
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77292
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1
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1
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2013/05/16
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Disclosed
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Determinants of commercial bank interest margins and profitability : some international evidence
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net interest income
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