This is the Global Program Review (GPR) of the Consultative Group to Assist the Poor (CGAP). Established in 1995 as a consortium of public and private donors with its secretariat located in the World Bank, the mission of CGAP has been to help build efficient local financial markets that are integrated into the mainstream financial system and that serve all the unbanked, including very poor and harder-to-reach clients with ever more innovative, convenient...
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