Group liability is often portrayed as the key innovation that led to the explosion of the microcredit movement, which started with the Grameen Bank in the 1970s and continues on today with hundreds of institutions around the world. Group lending claims to improve repayment rates and lower transaction costs when lending to the poor by providing incentives for peers to screen, monitor, and enforce each other's loans. However, some argue that group liability...
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INFORMATION
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2006/09/01
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Document de travail de recherche sur les politiques
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WPS4008
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1
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1
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2006/09/18
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Disclosed
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Group versus individual liability : a field experiment in the Philippines
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individual liability
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