Annuity markets in comparative perspective : do consumers get their money's wotrth? (anglais)

Pension reforms normally focus on the accumulation phase, plus term insurance that provides bnefits for the disabled and for dependent survivors, all of which are immediate concerns. Decumulation of the capital in workers' retirement savings accounts appears to be far in the future. But in the second generation of reforms, countries have begun paying attention to eventual decumulation--either through gradual withdrawals or through annuitization, which...
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BOLETÍN DEL BANCO MUNDIAL

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