Access to finance is often raised in World Bank Enterprise Surveys as one of the top three constraints. This constraint is particularly acute for small businesses. As a result, small businesses finance investments mostly through internal funds and commercial banks are used only marginally. Many banks managers argue that lending to this sector is not profitable enough: small businesses are too risky (because they have no reliable financial statements...
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INFORMATION
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2006/10/01
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Bulletin d’information
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38961
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1
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1
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2010/07/01
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Commercial bank downscaling : lessons from experience
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small business lending