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  • Banking in Africa : Opportunities and Challenges in Volatile Times (anglais)

    This paper surveys existing literature and data to take stock of the current state of banking systems across Sub-Saharan Africa. It documents different dimensions of the development of the banking systems...

    Type de document: Document de travail de recherche sur les politiques Numéro du rapport: WPS10632 Date du document: 7 décembre 2023 Mode de publication: Disclosed Auteur: Beck,Thorsten,Cull,Robert J.,Mare,Davide Salvatore,Valenzuela,Patricio


  • Trade Credit : Theory and Evidence for Emerging Economies and Developing Countries (anglais)

    Trade credit remains an important source of finance for firms in developing countries and many firms in developed countries, especially those that are young, small, or informationally opaque for other...

    Type de document: Document de travail de recherche sur les politiques Numéro du rapport: WPS10468 Date du document: 5 juin 2023 Mode de publication: Disclosed Auteur: Cull,Robert J.,Goh,Chorching,Xu,Lixin

  • Alternative Delivery Channels and Impacts : Agent Banking (anglais)

    This paper reviews evidence on agent networks of microfinance institutions and other financial services providers, which have expanded rapidly in recent years in some low- and middle-income contexts. There...

    Type de document: Document de travail de recherche sur les politiques Numéro du rapport: WPS10290 Date du document: 1 février 2023 Mode de publication: Disclosed Auteur: Buri,Sinja,Cull,Robert J.,Gine,Xavier

  • Interest Bearing Notes (April 2022) (anglais)

    Interest Bearing Notes is a product of the Finance and Private Sector Research Team in the World Bank's Development Research Group. It reports on research by the team, as well as non-World Bank research...

    Type de document: Bulletin d’information Numéro du rapport: 171137 Date du document: 31 mars 2022 Mode de publication: Disclosed Auteur: Bruhn,Miriam,Cull,Robert J.,Gine,Xavier,Xu,Lixin

  • Interest Bearing Notes (October 2021) (anglais)

    Interest Bearing Notes is a product of the Finance and Private Sector Research Team in the World Bank's Development Research Group. It reports on research by the team, as well as non-World Bank research...

    Type de document: Bulletin d’information Numéro du rapport: 165778 Date du document: 1 octobre 2021 Mode de publication: Disclosed Auteur: Bruhn,Miriam,Cull,Robert J.,Zia,Bilal Husnain,Xu,Lixin

  • Interest Bearing Notes (August 2021) (anglais)

    Interest Bearing Notes is a product of the Finance and Private Sector Research Team in the World Bank's Development Research Group. It reports on research by the team, as well as non-World Bank research...

    Type de document: Bulletin d’information Numéro du rapport: 164286 Date du document: 31 août 2021 Mode de publication: Disclosed Auteur: Bruhn,Miriam,Cull,Robert J.,Xu,Lixin,Zia,Bilal Husnain


  • World Development Report 2021 : Data for Better Lives (anglais)

    Today’s unprecedented growth of data and their ubiquity in our lives are signs that the data revolution is transforming the world. And yet much of the value of data remains untapped. Data collected for...

    Type de document: Rapport sur le développement dans le monde Numéro du rapport: 157695 Date du document: 19 avril 2021 Mode de publication: Disclosed Auteur: Foster,Vivien,Cull,Robert J.,Jolliffe,Dean Mitchell

  • Interest Bearing Notes (April 2021) (anglais)

    Interest Bearing Notes is a product of the Finance and Private Sector Research Team in the World Bank's Development Research Group. It reports on research by the team, as well as non-World Bank research...

    Type de document: Bulletin d’information Numéro du rapport: 158768 Date du document: 1 avril 2021 Mode de publication: Disclosed Auteur: Bruhn,Miriam,Cull,Robert J.,Xu,Lixin,Zia,Bilal Husnain

  • The Role of Gender in Agent Banking : Evidence from the Democratic Republic of Congo (anglais)

    This paper uses a unique data set with 1.1 million customer transactions from a microfinance institution in the Democratic Republic of Congo from 2017 to 2018. The paper provides evidence of assortative...

    Type de document: Document de travail de recherche sur les politiques Numéro du rapport: WPS9449 Date du document: 21 octobre 2020 Mode de publication: Disclosed Auteur: Chamboko,Richard,Cull,Robert J.,Gine,Xavier,Heitmann,Soren,Reitzug,Fabian,Van Der Westhuizen,Morne

  • Toward Successful Development Policies : Insights from Research in Development Economics (anglais)

    What major insights have emerged from development economics in the past decade, and how do they matter for the World Bank? This challenging question was recently posed by World Bank Group President David...

    Type de document: Document de travail de recherche sur les politiques Numéro du rapport: WPS9133 Date du document: 30 janvier 2020 Mode de publication: Disclosed Auteur: Artuc,Erhan,Cull,Robert J.,Dasgupta,Susmita,Fattal Jaef,Roberto N.,Filmer,Deon P.,Gine,Xavier,Jacoby,Hanan G.,Jolliffe,Dean Mitchell,Kee,Hiau Looi,Klapper,Leora,Kraay,Aart C.,Loayza,Norman V.,Mckenzie,David J.,Ozler,Berk,Rao,Vijayendra,Rijkers,Bob,Schmukler,Sergio L.,Toman,Michael A.,Wagstaff, Adam,Woolcock,Michael

  • Bank Regulation and Supervision Ten Years after the Global Financial Crisis (anglais)

    This paper summarizes the latest update of the World Bank Bank Regulation and Supervision Survey. The paper explores and summarizes the evolution in bank capital regulations, capitalization of banks, market...

    Type de document: Document de travail de recherche sur les politiques Numéro du rapport: WPS9044 Date du document: 15 octobre 2019 Mode de publication: Disclosed Auteur: Anginer,Deniz,Bertay,Ata Can,Cull,Robert J.,Demirguc-Kunt,Asli,Mare,Davide Salvatore

  • The pros and cons of agent banking : evidence from Senegal (anglais)

    This study seeks to estimate the effects of access to agent banking on opening and usage of a savings account in urban and peri-urban areas in Senegal. A randomly selected group of individuals were given...

    Type de document: Fiche Numéro du rapport: 126040 Date du document: 1 mai 2018 Mode de publication: Disclosed Auteur: Buri,Sinja,Cull,Robert J.,Giné, Xavier,Harten,Sven,Heitmann,Soren

  • Banking with agents : experimental evidence from Senegal (anglais)

    This paper uses a randomized controlled trial to study the effects of access to agent banking. Individuals were encouraged to open an account and transact at a banking agent or a branch of a financial...

    Type de document: Document de travail de recherche sur les politiques Numéro du rapport: WPS8417 Date du document: 19 avril 2018 Mode de publication: Disclosed Auteur: Buri,Sinja,Cull,Robert J.,Gine,Xavier,Harten,Sven,Heitmann,Soren

  • Bank ownership : trends and implications (anglais)

    This paper presents recent trends in government and foreign bank ownership across countries and summarizes the evidence regarding the implications of bank ownership structure for bank performance and competition...

    Type de document: Document de travail de recherche sur les politiques Numéro du rapport: WPS8297 Date du document: 8 janvier 2018 Mode de publication: Disclosed Auteur: Cull,Robert J.,Verrier,Jeanne Emma,Martinez Peria,Maria Soledad

  • Microfinance and economic development (anglais)

    Microfinance is generally seen as a way to fix credit markets and unleash the productive capacities of poor people who are dependent on self-employment. The microfinance sector has grown quickly since...

    Type de document: Document de travail de recherche sur les politiques Numéro du rapport: WPS8252 Date du document: 22 novembre 2017 Mode de publication: Disclosed Auteur: Cull,Robert J.,Morduch,Jonathan J.



  • The microfinance business model : enduring subsidy and modest profit (anglais)

    Recent evidence suggests only modest social and economic impacts of microfinance. Favorable cost-benefit ratios then depend on low costs. This paper uses proprietary data on 1,335 microfinance institutions...

    Type de document: Document de travail de recherche sur les politiques Numéro du rapport: WPS7786 Date du document: 8 août 2016 Mode de publication: Disclosed Auteur: Cull,Robert J.,Demirguc-Kunt,Asli,Morduch,Jonathan J.