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  • The Importance of Financial Education for the Effective Use of Formal Financial Services (anglais)

    This paper examines global data on unbanked and underbanked consumers to highlight the role that improved financial literacy and capability could play in motivating and enabling the safe and beneficial...

    Type de document: Document de travail de recherche sur les politiques Numéro du rapport: WPS10345 Date du document: 7 mars 2023 Mode de publication: Disclosed Auteur: Ansar,Saniya,Klapper,Leora,Singer,Dorothe







  • Changing Perceptions of Institutions and Standard of Living in Iraq (anglais)

    The history of Iraq over the past decade is a stark example of increasing vertical and horizontal inequalities, preceding and following a period of violent conflict. This paper uses a cross-section of...

    Type de document: Document de travail de recherche sur les politiques Numéro du rapport: WPS9773 Date du document: 13 septembre 2021 Mode de publication: Disclosed Auteur: Ansar,Saniya,Celiku,Bledi,Klapper,Leora,Mansour,Wael

  • Financial Inclusion, Women, and Building Back Better (anglais)

    Financial inclusion occurs when adults have access to appropriate, affordable, and well-regulated financial services to meet their needs effectively and improve their lives. Financial inclusion is a growing...

    Type de document: Fiche Numéro du rapport: 161098 Date du document: 1 juin 2021 Mode de publication: Disclosed Auteur: Hess,Jake Richard,Klapper,Leora,Beegle,Kathleen G.

  • Learning to Navigate a New Financial Technology : Evidence from Payroll Accounts (anglais)

    How do inexperienced consumers learn to use a new financial technology? This paper presents results from a field experiment that introduced payroll accounts in a population of largely unbanked factory...

    Type de document: Document de travail de recherche sur les politiques Numéro du rapport: WPS9495 Date du document: 31 décembre 2020 Mode de publication: Disclosed Auteur: Breza,Emily,Kanz,Martin,Klapper,Leora


  • The World Bank Economic Review 34 (1) Supplement (anglais)

    Financial services can help drive development. They help people escape poverty by facilitating investments in their health, education, and businesses. And they make it easier to manage financial emergencies...

    Type de document: Publication Numéro du rapport: 160985 Date du document: 1 février 2020 Mode de publication: Disclosed Auteur: Demirguc-Kunt,Asli,Klapper,Leora,Singer,Dorothe,Ansar,Saniya,Hess,Jake Richard

  • Toward Successful Development Policies : Insights from Research in Development Economics (anglais)

    What major insights have emerged from development economics in the past decade, and how do they matter for the World Bank? This challenging question was recently posed by World Bank Group President David...

    Type de document: Document de travail de recherche sur les politiques Numéro du rapport: WPS9133 Date du document: 30 janvier 2020 Mode de publication: Disclosed Auteur: Artuc,Erhan,Cull,Robert J.,Dasgupta,Susmita,Fattal Jaef,Roberto N.,Filmer,Deon P.,Gine,Xavier,Jacoby,Hanan G.,Jolliffe,Dean Mitchell,Kee,Hiau Looi,Klapper,Leora,Kraay,Aart C.,Loayza,Norman V.,Mckenzie,David J.,Ozler,Berk,Rao,Vijayendra,Rijkers,Bob,Schmukler,Sergio L.,Toman,Michael A.,Wagstaff, Adam,Woolcock,Michael


  • Financial Inclusion in the Europe and Central Asia Region : Recent Trends and a Research Agenda (anglais)

    Financial inclusion can help promote development. Inclusive financial systems allow people to invest in their education and health, save for retirement, capitalize on business opportunities, and confront...

    Type de document: Document de travail de recherche sur les politiques Numéro du rapport: WPS8830 Date du document: 24 avril 2019 Mode de publication: Disclosed Auteur: Demirguc-Kunt,Asli,Hu,Bingjie,Klapper,Leora

  • Leveraging Digital Financial Solutions to Promote Formal Business Participation (anglais)

    This paper explores economic informality and how it relates to digital financial inclusion. It focuses specifically on the potential role that digital financial services–including those accessed through...

    Type de document: Document de travail Numéro du rapport: 136364 Date du document: 1 janvier 2019 Mode de publication: Disclosed Auteur: Klapper,Leora,Miller,Margaret J.,Hess,Jake Richard

  • The Limits of Commitment: Who Benefits from Illiquid Savings Products? (anglais)

    Working with a private bank in Ghana, this study examines the impacts of a commitment savings product designed to help clients taking repeated overdrafts break their debt cycles. Overall, the product significantly...

    Type de document: Document de travail de recherche sur les politiques Numéro du rapport: WPS8633 Date du document: 31 octobre 2018 Mode de publication: Disclosed Auteur: Buehren,Niklas,Goldstein,Markus P.,Klapper,Leora,Koroknay-Palicz,Tricia,Schaner,Simone Gabrielle

  • The Global Findex Database 2017 : Measuring Financial Inclusion and the Fintech Revolution (anglais)

    The Global Findex Database 2017 presents key findings from the Global Findex database, with detailed insight into how adults in more than 140 economies access accounts, make payments, save, borrow, and...

    Type de document: Publication Numéro du rapport: 126033 Date du document: 19 avril 2018 Mode de publication: Disclosed Auteur: Demirguc-Kunt,Asli,Klapper,Leora,Singer,Dorothe,Ansar,Saniya,Hess,Jake Richard

  • The Little Data Book on Financial Inclusion 2018 (anglais)

    The Little Data Book on Financial Inclusion 2018 is a pocket edition of the Global Findex database published in 2018. The data represent a third round of data collection since the Global Findex database...

    Type de document: Publication Numéro du rapport: 158325 Date du document: 1 janvier 2018 Mode de publication: Disclosed Auteur: Klapper,Leora,Demirguc-Kunt,Asli,Ansar,Saniya,Hess,Jake Richard,Kokas,Deeksha,Larson,Adrienne Sigrid,Singer,Dorothe