Documents et rapports
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The Dynamics of Financial Inclusion in Ethiopia : Diversifying Delivery Channels, Expanding Digital Technology, and Enhancing Financial Knowledge for Greater Financial Inclusion (anglais)
The report seeks to inform how the country can accelerate nationwide integration into the formal financial system to enable progress in poverty reduction, equality, and other relevant reforms under the...
Type de document: Rapport Numéro du rapport: 200473 Date du document: 15 avril 2025 Mode de publication: Disclosed Auteur: Yonis, Manex Bule,Ambel, Alemayehu A.,Di Salvo, Francesco,Rawlins, Marlon Rolston
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Mobile Money for Direct Facility Financing (anglais)
Fintech innovations are widespread, yet their application in health is limited. The use of mobile money has grown exponentially in Africa. By the end of 2018, almost 400 million registered mobile money...
Type de document: Fiche Numéro du rapport: 197005 Date du document: 3 février 2025 Mode de publication: Disclosed Auteur: Piatti-Funfkirchen, Moritz,Chansa, Collins,Hulse, Matthew Thomas,Nyembo, Arlette
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Evolution of the Mobile Money Payment Market in Tanzania : Technical Note (anglais)
Tanzania is one of the most vibrant mobile money markets in sub-Saharan Africa, with 45 percent of adult Tanzanians in possession of a mobile money account, compared with the region’s average of 33 percent...
Type de document: Rapport Numéro du rapport: 197054 Date du document: 31 octobre 2024 Mode de publication: Disclosed Auteur: Vargas, Angela Del Pilar Garcia,Savonitto, Beniamino
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Customer Value Proposition (anglais)
Customers are the key to any successful business. This is as true for a mobile money venture as it is for any other enterprise that serves customers. Yet a detailed understanding of the needs of customers...
Type de document: Fiche Numéro du rapport: 193265 Date du document: 27 août 2024 Mode de publication: Disclosed Auteur: World Bank
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IFC Mobile Money Scoping Country Report: Uzbekistan (anglais)
Card enabled payment service providers (PSPs) exist in Uzbekistan such as CLICK and UPAY. Very few banks have mobile banking application for retail customers. However, some PSPs have web portals and mobile...
Type de document: Document de travail Numéro du rapport: 193287 Date du document: 27 août 2024 Mode de publication: Disclosed Auteur: World Bank
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IFC Mobile Money Scoping Country Report: Turkey (anglais)
The Turkish financial sector is highly advanced. However, stakeholders appear less driven to promote accesfinancis to financial services other than payment services. Currently all major banks and 2 of...
Type de document: Document de travail Numéro du rapport: 193262 Date du document: 26 août 2024 Mode de publication: Disclosed Auteur: Lake,Andrew,Ramji, Minakshi
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IFC Mobile Money Scoping Country Report: Tanzania (anglais)
Currently, 5 mobile money solutions are offered in Tanzania. The telecom sector has dramatically improved access through mobile money. Over 40 percent of mobile money subscribers are active on a 90-day...
Type de document: Document de travail Numéro du rapport: 193261 Date du document: 26 août 2024 Mode de publication: Disclosed Auteur: Biallas, Margarete O.,Fook,Alana
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IFC Mobile Money Scoping Country Report : Myanmar (anglais)
After the manipulated elections of 2010 that saw the victory of the military backed Union Solidarity and Development Party (USDP), the junta dissolved in 2011 and Thein Sein was elected as president. The...
Type de document: Rapport Numéro du rapport: 193146 Date du document: 20 août 2024 Mode de publication: Disclosed Auteur: Minischetti, Elisa
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Retail Agent Value Proposition (anglais)
To make the value proposition work for retail agents, it is important to understand how the role that an MFSP expects them to perform fits within the agent’s existing business. Fit is particularly important...
Type de document: Fiche Numéro du rapport: 193148 Date du document: 20 août 2024 Mode de publication: Disclosed Auteur: World Bank
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IFC Digital Scoping Country Report: Palestine (anglais)
While there is some regulation in place, Israel’s restrictions and the dependency of Palestine on the Israel Central bank and regulation pose a huge barrier to mobile banking. The mobile money sector is...
Type de document: Rapport Numéro du rapport: 193156 Date du document: 20 août 2024 Mode de publication: Disclosed Auteur: Biallas, Margarete O.,Qutob, Khaled Walid,Malamund,Mati
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Mobile Money Product Adoption Life Cycle : Overview (anglais)
There are many reasons why so many mobile money launches have not met the high expectations set by senior management. Often, the main success metric is attaining a certain number of registered users within...
Type de document: Fiche Numéro du rapport: 193140 Date du document: 20 août 2024 Mode de publication: Disclosed Auteur: World Bank
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Mobile Money Macro Influencers (anglais)
A number of factors affect the successful development and deployment of a mobile money business. The entire external environment affects the mobile financial service providers (MFSP) ability to build a...
Type de document: Fiche Numéro du rapport: 193125 Date du document: 19 août 2024 Mode de publication: Disclosed Auteur: World Bank
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Master Agent Value Proposition (anglais)
The mobile money industry keeps asking, what is the value proposition for agents? One want to know what it is going to take to get the agents to put out significant amounts of effort for the MFSP, but...
Type de document: Fiche Numéro du rapport: 193080 Date du document: 16 août 2024 Mode de publication: Disclosed Auteur: World Bank
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IFC Mobile Money Scoping Country Report : Ethiopia (anglais)
The Ethiopian government, through Ethio telecom, often imposes nationwide, politically motivated internet filtering. Under a 2012 law regulating the telecommunication industry, attempts by journalists...
Type de document: Rapport Numéro du rapport: 192913 Date du document: 7 août 2024 Mode de publication: Disclosed Auteur: Biallas, Margarete O.,Ngahu, John Irungu
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Twelve Steps to Mobile Money Deployment (anglais)
Agent networks for mobile money are a new form of financial distribution, but the dynamics behind the build out and support of distribution channels are not new. Nor does the process begin with the agents...
Type de document: Document de travail Numéro du rapport: 192919 Date du document: 7 août 2024 Mode de publication: Disclosed Auteur: World Bank
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IFC Mobile Money Scoping Country Report : Cambodia (anglais)
Currently 6 mobile money solutions are in place in Cambodia. One 3rd party processor, one bank and 4 MFI solutions are available in the market. While there is some regulation in place it is not fully integrated...
Type de document: Document de travail Numéro du rapport: 192884 Date du document: 6 août 2024 Mode de publication: Disclosed Auteur: Pitcaithly,Lee-Anne,Biallas, Margarete O.,Heng,Seida,Khieu,Samphors
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IFC Mobile Money Toolkit (anglais)
Mobile money, the use of mobile phones to provide financial services through virtual “wallets” to unbanked populations, is relatively new. The earliest innovators in South Africa and the Philippines entered...
Type de document: Fiche Numéro du rapport: 192864 Date du document: 5 août 2024 Mode de publication: Disclosed Auteur: Firpo, Janine
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Cash Transfer Payment Mechanisms : Do Outcomes Vary According to Payment Mechanism? (anglais)
Cash-transfer payment mechanisms abound and have diversified greatly in recent years. Payments can be made manually (in person) on a set schedule at a brick-and-mortar location such as a bank, post office...
Type de document: Fiche Numéro du rapport: 191203 Date du document: 1 mars 2024 Mode de publication: Disclosed Auteur: World Bank,Action, Innovations for Poverty
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Evidence Briefs on Cash Transfers : Overview and Ten Key Messages (anglais)
To help policy makers make practical programmatic design choices, this series summarizes recent literature on cash transfers and explains how the design of cash transfer programs can affect outcomes. The...
Type de document: Fiche Numéro du rapport: 191205 Date du document: 1 mars 2024 Mode de publication: Disclosed Auteur: World Bank,Action, Innovations for Poverty
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Cash Transfer Timing : How Transfer Duration and Frequency Contribute to Outcomes (anglais)
Studies from 2016 on demonstrate that the impact of cash transfers varies based on duration, depending on whether they are distributed over a short (24 months or less) or long (more than 24 months) period...
Type de document: Fiche Numéro du rapport: 191201 Date du document: 1 mars 2024 Mode de publication: Disclosed Auteur: World Bank,Action, Innovations for Poverty