Documents et rapports
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Free Riding in Loan Approvals : Evidence from SME Lending in Peru (anglais)
This paper provides evidence that commercial lenders in Peru free ride off their peers' screening efforts. Leveraging a discontinuity in the loan approval process of a large bank, the study finds that...
Type de document: Document de travail de recherche sur les politiques Numéro du rapport: WPS9072 Date du document: 3 décembre 2019 Mode de publication: Disclosed Auteur: Arraiz,Irani,Bruhn,Miriam,Roth,Benjamin N.,Ruiz Ortega,Claudia,Stucchi,Rodolfo Mario
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Are psychometric tools a viable screening method for small and medium-size enterprise lending ? evidence from Peru (anglais)
This study collaborated with the Entrepreneurial Finance Lab and a large bank in Peru to use psychometrics for small and medium-size enterprise lending. Applicants used a psychometric tool and those who...
Type de document: Document de travail de recherche sur les politiques Numéro du rapport: WPS8276 Date du document: 14 décembre 2017 Mode de publication: Disclosed Auteur: Arraiz,Irani,Bruhn,Miriam,Ruiz Ortega,Claudia,Stucchi,Rodolfo Mario
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Psychometrics as a Tool to Improve Credit Information (anglais)
This paper studies the use of psychometric tests, designed by the Entrepreneurial Finance Lab (EFL), as a tool to screen out high credit risk and potentially increase access to credit for small business...
Type de document: Article de revue Numéro du rapport: 140525 Date du document: 30 mars 2016 Mode de publication: Disclosed Auteur: Arraiz,Irani,Bruhn,Miriam,Stucchi,Rodolfo Mario