This study seeks to estimate the effects of access to agent banking on opening and usage of a savings account in urban and peri-urban areas in Senegal. A randomly selected group of individuals were given...
This paper uses a randomized controlled trial to study the effects of access to agent banking. Individuals were encouraged to open an account and transact at a banking agent or a branch of a financial...
The paper provides evidence on the number and volume of financial transactions undertaken by agents (local businesses that double as more convenient, lower cost alternatives to formal branches) of the...
New business opportunities are being created for micro entrepreneurs by digital financial services (DFS) and agent banking in Sub-Saharan Africa. The agents who deliver these financial services are mostly...
Big data is a big topic. Rarely a day passes without news of innovative applications of the data all produce through frequent use of technology. It is also increasingly recognized that effective analysis...
Big data can sound remote and lacking a human dimension, with few obvious links to development and impacting the lives of the poor. Concepts such as anti-poverty targeting, market access or rural electrification...
Two thirds of adults in Sub-Saharan Africa don’t have access to formal financial services, which means the large majority do not have access to secure and productive means of saving, safe, and efficient...
The greenfield model embodied a new approach to cross-border banking on the continent, designed to reach poorer market segments via newly built retail branches. The objective of benchmarking the financial...
In recent years there has been a rapid increase in the presence and growth of greenfield microfinance institutions in Sub-Saharan Africa. This paper uses regressions to benchmark those African greenfields...