This paper provides evidence that commercial lenders in Peru free ride off their peers' screening efforts. Leveraging a discontinuity in the loan approval process of a large bank, the study finds that...
Type de document: Document de travail de recherche sur les politiques
Numéro du rapport: WPS9072
Date du document: 3 décembre 2019
Mode de publication: Disclosed
Auteur: Arraiz,Irani,Bruhn,Miriam,Roth,Benjamin N.,Ruiz Ortega,Claudia,Stucchi,Rodolfo Mario