Open banking is transforming the financial services industry in advanced economies. By breaking open the data silos of traditional banks, open banking regimes allow Fintechs and other innovators to access...
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This technical note focuses on regulating agent models, taking a detailed look at different approaches to agency agreements, eligibility requirements, rules on exclusivity, services that can be offered...
Digital financial services (DFS) differ from traditional financial services in several ways that have major implications for regulators. The technology enables new operating models that involve a wider...
The new microfinance handbook provides a primer on financial services for the poor. It is written for a wide audience, including practitioners, facilitators, policy makers, regulators, investors, and donors...
The Russian Federation presents a picture of rapid and accelerating change in the financial inclusion landscape for lower income Russians in the years since transition to a market economy. Russia is one...
Despite BI’s relatively advanced approach towards e-money, there are no outstanding examples of bank or nonbank providers in Indonesia successfully providing financial services to low-income customers...
This report points out that at the request of eight development agencies (through the informal donor group) and the governor of the State Bank of Pakistan (SBP), CGAP conducted a Country-Level Effectiveness...