This report is a stock-take of the state of prudential regulation and supervision of fintech. It focuses on prudential questions related to three primary products—transaction accounts (deposits and e-money...
Ceilings on lending rates remain a widely used policy tool that is intended to lower the overall cost of credit or protect consumers from exorbitant rates. Interest rate caps come in many forms and scopes...
This paper introduces key findings from a new cross-country survey on state-owned financial institutions in Europe and Central Asia. It covers 41 such institutions operating in the region as of end 2016...
In light of the outflow of deposits in Serbia in late 2008 and early 2009, a series of measures were introduced to urgently address stability concerns. These measures included increased deposit insurance...
This note focuses on the deposit insurance scheme. An analysis of the Deposit Insurance Agency (DIA) is provided to the extent that it is relevant to the management of the deposit insurance scheme and...
This book identifies key investment climate bottlenecks that slow down growth and poverty reduction. Based on face-to-face surveys of owners and managers of firms, combined with extensive dataset analysis...
Increasing access to rural finance is often the last frontier for financial sector development in developing countries. Financial institutions aiming to operate in rural areas in these countries usually...
Over the past 20 years Nepal's financial sector has become deeper and the number and type of financial intermediaries have grown rapidly. Recent reforms have also made the banking sector more stable. Still...
Access to finance is often raised in World Bank Enterprise Surveys as one of the top three constraints. This constraint is particularly acute for small businesses. As a result, small businesses finance...
In this study the authors stress that businesses in South Asia have far to go to crack the upper echelons of the ranks of business in both rich and emerging economies in the ease of doing business. Even...