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  • Anticipation, Disappointment, and Adaptation : Evidence from a Home Upgrading Project (anglais)

    The announcement of a new government program can provide immediate increases in subjective well-being as beneficiaries anticipate the benefits to come. However, the actual delivery of government programs...

    Type de document: Fiche Numéro du rapport: 184974 Date du document: 1 septembre 2023 Mode de publication: Disclosed Auteur: Gine,Xavier,Martinez Ruiz,Meritxell,Melo, Virginia


  • Alternative Delivery Channels and Impacts : Agent Banking (anglais)

    This paper reviews evidence on agent networks of microfinance institutions and other financial services providers, which have expanded rapidly in recent years in some low- and middle-income contexts. There...

    Type de document: Document de travail de recherche sur les politiques Numéro du rapport: WPS10290 Date du document: 1 février 2023 Mode de publication: Disclosed Auteur: Buri,Sinja,Cull,Robert J.,Gine,Xavier

  • Give Me a Pass : Flexible Credit for Entrepreneurs in Colombia (anglais)

    Most small firms in developing countries have large month-to-month fluctuations in their income stream due to seasonality and unanticipated positive and negative shocks such as business opportunities...

    Type de document: Fiche Numéro du rapport: 178817 Date du document: 1 janvier 2023 Mode de publication: Disclosed Auteur: Brune,Lasse Florian,Gine,Xavier,Karlan,Dean S.

  • Give Me a Pass : Flexible Credit for Entrepreneurs in Colombia (anglais)

    Microcredit promised business growth for small firms lacking access to banking loans. Although microcredit has reached millions, recent randomized evaluations find limited average business impacts. Critics...

    Type de document: Document de travail de recherche sur les politiques Numéro du rapport: WPS10235 Date du document: 17 novembre 2022 Mode de publication: Disclosed Auteur: Brune,Lasse Florian,Gine,Xavier,Karlan,Dean S.

  • Coping During the Covid-19 Pandemic : Evidence from Remittances into Nicaragua (anglais)

    The volume and number of remittances to Nicaragua increased substantially during the COVID-19 pandemic. Using administrative data from the largest bank in Nicaragua, we find that this increase comes from...

    Type de document: Document de politique générale Numéro du rapport: 173852 Date du document: 31 mai 2022 Mode de publication: Disclosed Auteur: De La Fuente,Alejandro,Gine,Xavier,Meritxell Martinez,Perova,Elizaveta,Reichert,Arndt Rudiger

  • Interest Bearing Notes (April 2022) (anglais)

    Interest Bearing Notes is a product of the Finance and Private Sector Research Team in the World Bank's Development Research Group. It reports on research by the team, as well as non-World Bank research...

    Type de document: Bulletin d’information Numéro du rapport: 171137 Date du document: 31 mars 2022 Mode de publication: Disclosed Auteur: Bruhn,Miriam,Cull,Robert J.,Gine,Xavier,Xu,Lixin

  • Efficient Irrigation and Water Conservation : Evidence from South India (anglais)

    Widespread adoption of efficient irrigation technologies, including drip irrigation, has been proposed as a means of limiting groundwater overexploitation, especially in the intensively farmed and water-stressed...

    Type de document: Document de travail de recherche sur les politiques Numéro du rapport: WPS9713 Date du document: 24 juin 2021 Mode de publication: Disclosed Auteur: Fishman,Ram,Gine,Xavier,Jacoby,Hanan G.

  • Efficient Irrigation and Water Conservation : Evidence from South India (anglais)

    Widespread adoption of efficient irrigation technologies, including drip irrigation, has been proposed as a means of limiting groundwater over-exploitation, especially in the intensively farmed and water-stressed...

    Type de document: Document de travail Numéro du rapport: 159153 Date du document: 1 mai 2021 Mode de publication: Disclosed Auteur: Fishman,Ram,Gine,Xavier,Jacoby,Hanan G.

  • The Role of Gender in Agent Banking : Evidence from the Democratic Republic of Congo (anglais)

    This paper uses a unique data set with 1.1 million customer transactions from a microfinance institution in the Democratic Republic of Congo from 2017 to 2018. The paper provides evidence of assortative...

    Type de document: Document de travail de recherche sur les politiques Numéro du rapport: WPS9449 Date du document: 21 octobre 2020 Mode de publication: Disclosed Auteur: Chamboko,Richard,Cull,Robert J.,Gine,Xavier,Heitmann,Soren,Reitzug,Fabian,Van Der Westhuizen,Morne

  • Autonomy and Specificity in Agricultural Technology Adoption : Evidence from Mexico (anglais)

    This paper explores heterogeneity in soil quality, lack of knowledge, and autonomy as explanations for the low adoption of improved agricultural practices. The paper uses data from a randomized field experiment...

    Type de document: Document de travail de recherche sur les politiques Numéro du rapport: WPS9367 Date du document: 25 août 2020 Mode de publication: Disclosed Auteur: Corral,Carolina,Gine,Xavier,Mahajan,Aprajit,Seira,Enrique

  • Toward Successful Development Policies : Insights from Research in Development Economics (anglais)

    What major insights have emerged from development economics in the past decade, and how do they matter for the World Bank? This challenging question was recently posed by World Bank Group President David...

    Type de document: Document de travail de recherche sur les politiques Numéro du rapport: WPS9133 Date du document: 30 janvier 2020 Mode de publication: Disclosed Auteur: Artuc,Erhan,Cull,Robert J.,Dasgupta,Susmita,Fattal Jaef,Roberto N.,Filmer,Deon P.,Gine,Xavier,Jacoby,Hanan G.,Jolliffe,Dean Mitchell,Kee,Hiau Looi,Klapper,Leora,Kraay,Aart C.,Loayza,Norman V.,Mckenzie,David J.,Ozler,Berk,Rao,Vijayendra,Rijkers,Bob,Schmukler,Sergio L.,Toman,Michael A.,Wagstaff, Adam,Woolcock,Michael

  • Targeting Inputs: Experimental Evidence from Tanzania (anglais)

    Input subsidy programs (ISP) often have two conflicting targeting goals: selecting individuals with the highest marginal return to inputs on efficiency grounds, or the poorest individuals on equity grounds...

    Type de document: Document de travail de recherche sur les politiques Numéro du rapport: WPS9013 Date du document: 16 septembre 2019 Mode de publication: Disclosed Auteur: Gine,Xavier,Barboza Ribeiro,Bernardo,Valley,Ildrim

  • Beyond the S-curve : Insurance Penetration, Institutional Quality and Financial Market Development (anglais)

    This paper provides new evidence of factors, other than GDP per capita, that correlate with the development of insurance markets. Based on 20 years of insurance premium data from 180 countries, and a similar...

    Type de document: Document de travail de recherche sur les politiques Numéro du rapport: WPS8925 Date du document: 27 juin 2019 Mode de publication: Disclosed Auteur: Gine,Xavier,Barboza Ribeiro,Bernardo,Wrede,Peter Friedrich Wilhelm

  • Experience in Financial Decision-Making : Field Evidence from Malawi (anglais)

    Fifty-three percent of subjects who owned a high-fee account with a local bank in Malawi did not switch to a new, lower-fee account when given the choice. In contrast, holders of high-fee accounts who...

    Type de document: Document de travail de recherche sur les politiques Numéro du rapport: WPS8576 Date du document: 5 septembre 2018 Mode de publication: Disclosed Auteur: Gine,Xavier,Goldberg,Jessica Ann

  • Banking with agents : experimental evidence from Senegal (anglais)

    This paper uses a randomized controlled trial to study the effects of access to agent banking. Individuals were encouraged to open an account and transact at a banking agent or a branch of a financial...

    Type de document: Document de travail de recherche sur les politiques Numéro du rapport: WPS8417 Date du document: 19 avril 2018 Mode de publication: Disclosed Auteur: Buri,Sinja,Cull,Robert J.,Gine,Xavier,Harten,Sven,Heitmann,Soren


  • Together we will : experimental evidence on female voting behavior in Pakistan (anglais)

    In many emerging democracies women are less likely to vote than men and, when they do vote, are likely to follow the wishes of male household and clan heads. We assess the impact of a voter awareness campaign...

    Type de document: Article de revue Numéro du rapport: 126639 Date du document: 1 janvier 2018 Mode de publication: Disclosed Auteur: Gine,Xavier,Mansuri,Ghazala

  • Mission and the bottom line : performance incentives in a multi-goal organization (anglais)

    The impact of performance pay in institutions with multiple goals depends on complementarities in the disutility cost of effort and how different tasks interact to achieve each goal. Workers of a mission-oriented...

    Type de document: Document de travail de recherche sur les politiques Numéro du rapport: WPS8270 Date du document: 12 décembre 2017 Mode de publication: Disclosed Auteur: Gine,Xavier,Mansuri,Ghazala,Shrestha,Slesh Anand